Debt Free Charts

Come see us at the NEW Website!

Debt Free Charts has moved over to www.debtfreecharts.com - with a completely revamped website and lots of new charts! All the charts you find on this blog will link over to the new website. If you don't see the chart you want here, head over there.

Also, we are now on Instagram - you can find us @debtfreecharts

New Website Coming Soon!

Well I finally got tired of trying to work around the file storage system that stopped working. I've decided to start fresh with a brand new website, and lots of new charts too! All those charts you have been requesting are coming!

Here is a sneak peek of the new site.


And I think being able to see all the charts at a glance like this is so much more fun!


Don't worry, all the debt payoff charts are still FREE! But this delivery system will be much more stable, no more broken links!

If you want to be notified when the new site launches in January, just scroll up to the top of the page and enter your email address and I'll be sure to keep you in the loop (hint - no more blogspot :) )


Do you have another chart request? Comment below!

Starter Emergency Fund

For those who don't really like calling their first emergency fund a "Baby Emergency Fund", here is a more universal name - Starter Emergency Fund.

Download the Starter Emergency Fund here.

What Charts do you need?

I have several new charts in mind:

Stupid Tax or Murphy Repellant for Dave Ramsey fans
$1000 Emergency Fund (or $500, or $2000, etc.)
Kids charts for saving up for an iPod or bike or Wii
Bank Loan
Honeymoon
Road Trip
Holiday Travel
Family Vacation

My question is, what would you like?
Do any of these sound useful to you?

I'd love to hear your feedback, and any new chart requests are welcome.

Pinterested?

Follow us on Pinterest and see new charts in your Pinterest feed as soon as they are available.

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Now on Facebook

Now you can follow Debt Free Charts on Facebook. Hope to see you there!

https://www.facebook.com/debtfreecharts



Master Card Payoff Chart

Discover Card Payoff Chart

Visa Card Payoff Chart

6 Month Emergency Fund Chart

For all those who don't wish to call their Emergency Fund a FFEF (a'la Dave Ramsey), here is a good ol' 6 Month Emergency Fund Chart.

Download the 6 Month Emergency Fund Chart here.








American Express Payoff Chart

Visual Aid

I got a note that an example of a filled in chart may be helpful, so here it is. I've filled this one in according to the directions I gave on the side, using the same amounts listed. Use whatever color pens inspire you, or you have on hand... or that match your decorating. I used highlighers because they were close by. I've also been known to write the actual dollar amount paid and the date each time with a notation on the left side of the chart. If you are using several charts at once, a different color, or set of colors, for each chart would work well too.

Please let me know how the charts are working for you, and where you have them posted. I'd love to hear from you, really!

YNAB Buffer Savings Chart

YNAB "You Need A Budget" is a fantastic budgeting program, and the only personal finance software I'm aware of that actually tracks your budget as you go through the month, telling you how much money you have left to spend, which really helps to keep me on track.

The YNAB "Buffer" is part of the methodology of the program, which is step four in their plan - "Stop Living Paycheck to Paycheck" by saving enough cash to cover a month of expenses, then living off last month's income. Say you have $3000 per month in expenses, use this chart to visually track your Buffer savings, and when you are up to $3000, bank your paychecks this month (which become next month's Buffer), and pay all your expenses out of the Buffer. This way, you are never at the edge of your money, and it is a great relief.


As is stated on the YNAB site -
"You’ll find breathing room. You’ll stop wasting time by timing paychecks with bills, and if you’re on a variable income, your budgeting “problem” will be eliminated."

Download the YNAB Buffer Savings Chart here.

Baby Savings Fund Chart

When a baby is on the way, stockpile as much cash as you can. You want the birth of your baby to be a joyous occasion, and to be able to pay for any of the unforseen expenses that always seem to appear.

Vacation Savings Chart

Vacations are so much more relaxing when you know you won't be returning home with a maxed out credit card. Save up and pay cash, and commit to never going back and charging a vacation again.

Adoption Fund Savings Chart

Adding to your family through adoption will bring you many blessings. What it shouldn't bring you is a load of debt. Use this chart to track your savings and bring home that bundle of joy with no debt attached.

Car Savings Chart

Buying you next car with cash will be easier with this chart on your fridge. Instead of making a car payment, drive a cheap old car for a while, and make the 'payment' to your Car Savings fund. Then you can pay cash and never have a car loan again.