Debt Free Charts: www.debtfreecharts.com

To Use Your Charts

Fill in your total debt (or savings goal) amount at the top right of the chart, divide your total debt by 25 (the number of lines to fill in) and enter that on the first short line above $0 at the bottom of the chart. Then fill in the rest of the amounts up the chart, adding your base number each time.

For example, if your total debt is $10,000, then enter that at the top, enter $400 (10,000/25=400 ) on the short line above $0, $800 on the next short line up, then $1200, and so on.

Each time you make a payment, or add to your savings, fill in the chart with a colored marker. I like to use one color per month, so I can see at a glance how I'm doing.

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