Debt Free Charts

Wedding Debt/Savings Chart

If a wedding is in your near future, this chart will help you with your savings goal. Much better to plan ahead and save for your wedding, or that of your child, than to rack up debt and feel a little black cloud following you around the during the festivities.

If you already have a debt to repay for wedding expenses, you can use this chart as well in tracking your payoff.

Get the Wedding Debt/Savings Chart here.

Home Savings Chart

This chart has many uses - Home Down Payment, Home Improvement, Home Mortgage Payoff, etc.

Ahhhh, saving for a down payment. Try to set your goal for at least a 20% down payment, based on the current listings of the type of home you are interested in. If you live in an area where you can purchase a house for under three times your annual income, consider saving 50% - 100% down.

Get the Home chart HERE.

To Use Your Charts

Fill in your total debt (or savings goal) amount at the top right of the chart, divide your total debt by 25 (the number of lines to fill in) and enter that on the first short line above $0 at the bottom of the chart. Then fill in the rest of the amounts up the chart, adding your base number each time.

For example, if your total debt is $10,000, then enter that at the top, enter $400 (10,000/25=400 ) on the short line above $0, $800 on the next short line up, then $1200, and so on.

Each time you make a payment, or add to your savings, fill in the chart with a colored marker. I like to use one color per month, so I can see at a glance how I'm doing.

Pages

Wedding Debt/Savings Chart

Home Savings Chart